Finance by Duologi

 

Thinking of choosing finance?

Finance is a fantastic way to spread the cost of your purchase. To make it simple we've partnered with Duologi, whose smart technology lets you apply for and complete the loan application quickly and entirely online.

First add the items you wish to purchase to your cart. When you reach the cart, you can review the available finance options before entering the checkout.

You can choose to finance by selecting 'Apply for Finance' as your payment method in the checkout. When you submit the order to us, we will send you a confirmation and your order will be pending.

You will then see a Duologi branded box on our order confirmation page. You can review the finance options again and then click to go to Duologi's website to complete the simple application form and receive an instant decision.

If you are accepted, you can make the deposit payment through Duologi before being directed back to the Clove website. At this point your order will be marked as ready to ship.

If you are unsucccessful in your application the original order will be deleted from our systems. You would need to complete a new order to make payment via a different method.

Please Note: If your total order value is below £250, or you require delivery to a destination outside of the UK, then you will receive an error message if you attempt to submit the order to us with "Apply for Finance" chosen as the payment method. 

Check your eligibility

Before you apply please note you will only be considered for finance if you:

  • Are at least 18 years old;
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you retired and receiving a private/company pension or in receipt of disability allowance);
  • Are a permanent UK resident and have lived in the UK for at least 3 years;
  • Have a good credit history with no late payments. debt relief orders, CCJs, IVAs or bankruptcies.

Our Payment Options

We offer interest bearing finance options to help you spread the cost of your purchase over 12 or 24 months.

We require a minimum deposit of 10% of the value of the goods ordered, up to a maximum of 50%, with a minimum order value of £250 and value to loan after deposit of £125.

Please note: All prices quoted are inclusive of VAT. Finance by Duologi will only be offered for orders to consumers shipping inside the UK.

Representative Examples

    19.5% finance over 12 months

    • Total order value = £1000
    • 10% deposit = £100
    • Total amount of credit = £900
    • Duration = 12 months
    • Representative APR = 19.5%
    • 12 monthly payments of £82.49
    • Total cost of credit = £989.87
    • Of which interest charged = £89.87
    • Total amount payable (including deposit) = £1089.87

    19.5% finance over 24 months

    • Total order value = £1000
    • 10% deposit = £100
    • Total amount of credit = £900
    • Duration = 24 months
    • Representative APR = 19.5%
    • 24 monthly payments of £44.91
    • Total cost of credit = £1077.84
    • Of which interest charged = £177.84
    • Total amount payable (including deposit) = £1177.84