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AI is becoming one of the biggest reasons to upgrade a smartphone, but buying the hardware may not guarantee unlimited access to every AI feature. We examine what Apple, Samsung and Google currently offer for free, where paid AI is already appearing and what buyers should check before choosing their next phone.

AI is becoming part of the smartphone itself, not just an optional assistant. We look at what you can turn off on iPhone, Samsung Galaxy and Google Pixel, what remains active, and how much control you really have over the AI built into your phone.